Well it's happened to me! Someone used my PayPal information to sign up a new credit card. They are in California and having a big ole shopping spree. Rap Concerts - Disneyland - Nail Salons (?whatEVER)- New Cell Phones- and even putting money in a jail account in Texas. Thankfully everything is 100% covered and My bank has already returned the money. I had to set up a new checking account and don't know what I'll do about my PayPal account. I use it alot but maybe I will restrict it to just a CreditCard.? So keep your eyes on your accounts! And I absolutely did NOT reply to any emails so I'm not sure how I was targeted.